All information, data, ideas, and strategies presented on this blog site are for informational purposes only and do not serve as the receipt of, or as a substitute for, financial planning or investment advice provided through a licensed, qualified professional. Financial Prosperity, Inc. makes no representations as to the accuracy, completeness, timeliness, suitability, or validity, of any information and will not be liable for any errors, omissions, or any losses, injuries, or damages arising from its display or use. All information is obtained from sources believed to be reliable and is provided as is, with no warranties or guarantees, and confers no rights.
Wednesday, March 19, 2025
In the next couple of weeks the Social Security Administration is implementing stronger identity verification procedures and reducing the time to process changes to direct deposit to one day. If you want to read more click the link and...
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Friday, February 7, 2025
The IRS has some tips if you are looking for a tax preparer. Tips for Choosing a Tax Professional
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Thursday, February 2, 2023
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement.The law is called SECURE 2.0, and it's a follow-up to...
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Sunday, November 13, 2022
Earthquakes in Utah are More Common than You Think
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Tuesday, October 25, 2022
30-year mortgage rates are close to 7%. Find out if the housing correction is affecting the value of your home in this article by Deseret News posted October 24, 2022.The West’s sharp housing market correction: Here’s how...
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Monday, October 17, 2022
Medicare Open Enrollment started October 15th and goes through December 7th.Compare plans for 2023. Plans change and your health care needs or situation may have changed, too. It's an opportunity to think about what benefits matter to...
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Friday, September 16, 2022
We’re entering a tricky time of year: September and October have a reputation for bringing an extra measure of market volatility.Some of the stock market’s most challenging events have hit in September and October, and...
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Tuesday, September 13, 2022
Social Security COL for 2023Based on consumer price index data through August, the Senior Citizens League estimates the Social Security cost-of-living adjustment, or COLA, for 2023 could be 8.7%, which it says would increase the...
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Tuesday, June 16, 2020
As businesses begin the process of reopening their doors after the COVID-19 shutdown, many have considered turning to the Federal Reserve’s Main Street Lending Program for aid. Announced on March 23, the Program’s goal is...
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Wednesday, April 1, 2020
Attention Small Business Owners: Act now, before the program becomes overwhelmed with demand. You may benefit from one of the key provisions of the The CARES Act that provides up to $350 billion in funding for qualifying businesses,...
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Saturday, June 29, 2019
I came across a website this morning that caught my attention. Regardless of what life phase you are in, you may find the current costs of these colleges eye-popping. I found it interesting to see what percentage of students actually...
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Saturday, January 12, 2019
We are all concerned about protecting our privacy and/or getting hacked. Many people don't consider the risks they take with their mobile phones or tablets. Take a look at what you need to be aware of and some ways to protect your...
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Wednesday, September 13, 2017
I consider the Equifax data breach urgent enough for you to take preventative action. 1) The Federal Trade Commission website has helpful advice: The Equifax Data Breach: What To Do? 2) To find out whether your personal information may...
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Friday, July 21, 2017
We should all be involved in "How to fix Social Security". Procrastination usually does not lead to the best results. Planning ahead and taking action does. Please take a couple minutes to read this piece by Alicia Munnell. http://www...
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Friday, April 28, 2017
The IRS has some helpful websites for small business owners or those who are contemplating opening a small business. Take a look. https://content.govdelivery.com/accounts/USIRS/bulletins/19638cd?reqfrom=share
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Wednesday, April 19, 2017
I'm all about saving our wonderful planet for us and the next generations. Perhaps you can request your employer look at your 401(k) options and add some investing options that reflect your values. Have a read..... Save the world while...
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Thursday, February 16, 2017
Unfortunately, as the article shows, most people and families don't have basic estate plan documents in place. At Financial Prosperity, Inc. we make sure all our clients have estate plans in place and that those are regularly reviewed....
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Wednesday, February 15, 2017
Taxpayers with children may qualify for certain tax benefits. Young, independent adults might qualify for the Earned Income Tax Credit and other credits. If you're not earning a whole lot of money, but are working, you can end up...
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Thursday, November 17, 2016
IF ARE 65+ OR WILL BE IN 2017, READ THIS: Review your 2015 tax returns that you filed in 2016. In a nutshell, your Medicare premium will increase if your Modified Adjusted Gross Income (top of second page of your federal tax form 1040)...
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Wednesday, August 24, 2016
When people go through the emotional process of a divorce they generally won't think about tax consequences and tax planning. Here are some critical items to put on a checklist if you or someone you know is contemplating a divorce or...
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Wednesday, August 17, 2016
http://money.us/29EYuMM I came across a video featuring Phil Moeller and Larry Kotlikoff that does a great job highlighting "Important Medicare Deadlines." For everyone within 6 months of age 65, I highly encourage you to watch this...
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Wednesday, August 3, 2016
Online users will now need a cell phone with text message service to log in to their account at https://secure.ssa.gov/RIL/SiView.do (My Social Security). The Social Security Administration has added a new security step, two-step...
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